The Federal Fair Credit Reporting Act the three (3) nationwide consumer reporting agencies (TransUnion, Equifax, and Experian) are required to provide, at your request, a copy of your free credit report once every twelve months. Three ways exist to request a free report:
#1 Visit the one site authorized by all three agencies to request the report. By checking out the
Internet website: www.annualcreditreport.com.
#2 You may also make a credit report request via telephone by calling toll free: 1-877-322-8228 #3 Send a written postal mail request to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
Credit Cards Basica: How Many is Too Many?
How many cards do you carry in your wallet? Just one, five or maybe even ten? There are so many options available to consumers today in the form of reward cards, cash back cards, airline miles, and prepaid debit cards that it's no wonder consumers have difficultly selecting the right one.
Online resources such as Creditcards.com and Bankrate.com can assist you in selecting the right credit card for you.
